Privacy policy

Last Updated: May 19, 2025

INTRODUCTION AND OVERVIEW
At MortgageRateListings.com ("MortgageRateListings," "we," "our," or "us"), we are committed to protecting your privacy. We collect and use your personal information to connect you with lenders, deliver accurate rate information, and provide insights into mortgage products. This Privacy Policy describes how we collect, use, and share your personal information when you use our website and related services (collectively, the "Services").By accessing or using the Services, you agree to this Privacy Policy and our Terms of Use. If you do not agree, please do not use the Services.

INFORMATION WE COLLECT
Information You Provide - We collect personal information you submit directly to us, including:Contact Information: Name, email address, phone number, and mailing address.Demographic Information: Age, income, homeownership status.Financial Details: Loan preferences, property type, estimated credit score, and other related data you share when seeking mortgage rate information or offers.User-Generated Content: Questions, feedback, or other messages submitted through forms or email.Information from Third PartiesWe may collect data about you from third-party sources, such as:Marketing partners or advertisers who refer you to our site.Lending partners when you request to prequalify for a product.Public databases and data brokers for demographic, credit, or household information.Automatically Collected InformationWe automatically collect information about your device and usage when you interact with our website:Device data: IP address, browser type, operating system, referring/exit pages.Usage data: Pages viewed, time spent on pages, links clicked, referring websites.Cookies and tracking technologies: We use cookies to analyze behavior and improve your experience.

USE OF INFORMATION
We use the information we collect to:Provide and operate the Services.Match you with potential lenders.Respond to your inquiries and requests.Send promotional emails (with opt-out option).Personalize your experience.Analyze trends and improve website functionality.Comply with legal obligations.

DISCLOSURE OF INFORMATION
We may share your information with:Lenders and lending partners when you request rate comparisons, quotes, or submit forms.Service providers who perform functions on our behalf (e.g., web hosting, analytics, customer support).Advertising partners to serve you tailored ads or measure performance.Legal authorities when required to comply with applicable laws or enforce our rights.Business partners in the event of a merger, sale, or acquisition.

COOKIES AND TRACKING TECHNOLOGIES
We use cookies, web beacons, and similar tools to:Recognize returning visitors.Track interactions with the Services.Measure marketing effectiveness.You can adjust your browser settings to disable cookies or manage preferences.

DATA RETENTION
We retain your personal information as long as necessary to fulfill the purposes outlined in this policy, comply with legal requirements, and protect our legal interests.

SECURITY
We implement administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is 100% secure. You use the Services at your own risk.

YOUR CHOICES
Opt-Out of Emails: Click the unsubscribe link in our emails or contact us.Access or Delete Information: Email us at privacy@mortgageratelistings.com.

CHILDREN’S PRIVACY
The Services are not intended for children under 16. We do not knowingly collect personal information from children.

THIRD-PARTY LINKS
Our Services may contain links to third-party websites. We are not responsible for the privacy practices of those sites. Please review their privacy policies.

CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date. Continued use of the Services after changes constitutes your acceptance.

CONTACT US
If you have any questions about this Privacy Policy, please contact:Email: privacy@mortgageratelistings.comThank you for trusting MortgageRateListings.com with your information.