Jumbo loan

professionals

Need a high-value loan? We’ve compiled a list of experts who specialize in jumbo loans—helping you secure the financing you need for luxury or high-priced properties with ease.

Jumbo loan

professionals

Andrew Augustyniak

NMLS#: 222982

4.5

star reviews

Min credit score

620

Career loan value

900M+

Why we like em

Andrew Augustyniak has served the industry for over 15+ years, ranking among the top 1% of loan originators in the country.

Kal Bay

NMLS#: 1454045

4.5

star reviews

Min credit score

600

Career loan value

409M+

Why we like em

Kal brings a calm, honest approach to the loan process—perfect for first-time buyers or anyone who wants clear guidance. He’s known for making things simple, fast, and stress-free from start to finish.

Frequently asked questions

What is a jumbo loan?

A jumbo loan is a mortgage that exceeds the conforming loan limit set by Fannie Mae and Freddie Mac. These loans are used to finance high-value properties and typically require stricter approval standards.

Who qualifies for a jumbo loan?

To qualify, borrowers usually need a strong credit score, low debt-to-income ratio, and significant income or assets. Lenders may also require larger down payments and full income documentation.

What’s the difference between a jumbo loan and a regular loan?

Jumbo loans are not backed by government-sponsored entities, which means lenders take on more risk. As a result, jumbo loans often have higher interest rates and stricter requirements compared to conforming loans.

How much do I need for a down payment on a jumbo loan?

Down payment requirements vary by lender, but many ask for at least 10% to 20%. Some lenders may offer lower down payment options depending on your credit profile and financial strength.