First time home buyer

professionals

We’ve curated a list of top-rated professionals who specialize in helping first-time home buyers navigate the loan process—making it easier to secure financing and move into your first home with confidence.

First time home buyer

professionals

Andrew Augustyniak

NMLS#: 222982

4.5

star reviews

Min credit score

620

Career loan value

900M+

Why we like em

Andrew Augustyniak has served the industry for over 15+ years, ranking among the top 1% of loan originators in the country.

(480) 735-4095

Available 24x7 call now

Kal Bay

NMLS#: 1454045

4.5

star reviews

Min credit score

600

Career loan value

409M+

Why we like em

Kal brings a calm, honest approach to the loan process—perfect for first-time buyers or anyone who wants clear guidance. He’s known for making things simple, fast, and stress-free from start to finish.

(480) 280-9926

Available 24x7 call now

Frequently asked questions

How do I choose the right lender as a first-time home buyer?

Look for a lender with experience helping first-time buyers. Compare interest rates, loan options, and down payment assistance programs. A good lender will explain your options clearly and guide you through each step.

What loan options are available for first-time home buyers?

Common options include FHA loans, conventional loans with low down payments, and programs for first-time buyers. Some lenders also offer grants or closing cost assistance to make buying more affordable.

How much do I need for a down payment?

Down payment requirements vary by loan type. Some loans allow as little as 3% down, while others may require more. Your lender can help you find an option that fits your budget and financial situation.

What documents do I need to get started?

You’ll typically need recent pay stubs, W-2s or tax returns, bank statements, and proof of any assets. Having these ready can help speed up the pre-approval process and show sellers you’re serious.