Down payment assistance

professionals

Explore our handpicked list of professionals who can connect you with down payment assistance programs—helping you reduce upfront costs and get into a home sooner.

Down payment assistance

professionals

Andrew Augustyniak

NMLS#: 222982

4.5

star reviews

Min credit score

620

Career loan value

900M+

Why we like em

Andrew Augustyniak has served the industry for over 15+ years, ranking among the top 1% of loan originators in the country.

Kal Bay

NMLS#: 1454045

4.5

star reviews

Min credit score

600

Career loan value

409M+

Why we like em

Kal brings a calm, honest approach to the loan process—perfect for first-time buyers or anyone who wants clear guidance. He’s known for making things simple, fast, and stress-free from start to finish.

Frequently asked questions

What is down payment assistance?

Down payment assistance (DPA) helps home buyers cover upfront costs like the down payment or closing fees. These programs are offered by government agencies, nonprofits, and sometimes private lenders.

Who qualifies for down payment assistance?

Eligibility varies by program, but many are designed for first-time buyers, low-to-moderate income households, or those purchasing in targeted areas. Some may require homebuyer education courses.

How much assistance can I get?

The amount depends on the program, but assistance can range from a few thousand dollars to a percentage of the home’s price. Some offer grants, while others provide forgivable or deferred-payment loans.

Do I have to repay down payment assistance?

Some programs offer grants that don’t need to be repaid. Others provide loans that are deferred, forgiven over time, or repaid when you sell or refinance. Be sure to review the terms with your lender.