Refinance

professionals

Looking to refinance your home? Our list of experienced professionals makes it easier to compare lenders, lower your rate, and find the best option for your financial goals.

Refinance

professionals

Andrew Augustyniak

NMLS#: 222982

4.5

star reviews

Min credit score

620

Career loan value

900M+

Why we like em

Andrew Augustyniak has served the industry for over 15+ years, ranking among the top 1% of loan originators in the country.

(480) 735-4095

Available 24x7 call now

Kal Bay

NMLS#: 1454045

4.5

star reviews

Min credit score

600

Career loan value

409M+

Why we like em

Kal brings a calm, honest approach to the loan process—perfect for first-time buyers or anyone who wants clear guidance. He’s known for making things simple, fast, and stress-free from start to finish.

(480) 280-9926

Available 24x7 call now

Frequently asked questions

How do I choose the right lender for refinancing?

When refinancing, compare lenders based on interest rates, closing costs, loan options, and customer service. A trusted lender will walk you through the process and help you find terms that fit your financial goals.

What are the benefits of refinancing a mortgage?

Refinancing can help you lower your interest rate, reduce your monthly payment, shorten your loan term, or access equity through a cash-out refinance. It’s a smart way to adjust your mortgage to match your current needs.

How long does the refinancing process take?

The refinancing process typically takes 30 to 45 days. Delays can occur if documents are missing or there are appraisal issues, but working with an experienced lender can help things move faster.

What do I need to qualify for a refinance?

Lenders usually require a solid credit score, stable income, a reasonable debt-to-income ratio, and enough equity in your home. You may also need to provide tax returns, pay stubs, and bank statements.