professionals
Discover lenders offering foreign national loans—designed for non-U.S. residents investing in property without U.S. credit history.
professionals
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What is a foreign national loan?
A foreign national loan is for non-U.S. residents looking to buy property in the United States. These loans don’t require U.S. credit history.
Who is eligible for a foreign national loan?
Non-U.S. citizens with valid passports and proof of income/assets are eligible. Requirements vary by lender and may include larger down payments.
Do I need a U.S. credit score?
No. Most foreign national loans do not require U.S. credit history, but lenders may request foreign credit reports or bank references.
Can I use rental income to qualify?
Yes, some lenders allow projected rental income from the property to be used in qualification. Policies vary by lender.