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Browse trusted lenders offering reverse mortgages—ideal for homeowners 62+ looking to convert home equity into cash with no monthly payments.
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What is a reverse mortgage?
A reverse mortgage allows homeowners 62 or older to convert part of their home equity into tax-free cash without monthly mortgage payments.
Who qualifies for a reverse mortgage?
Borrowers must be at least 62, own their home outright or have significant equity, and live in the home as a primary residence.
Do I lose ownership of my home?
No, you retain ownership. The loan is repaid when you sell, move out, or pass away. At that point, heirs can repay or sell the home.
How do I receive funds?
You can choose to receive funds as a lump sum, monthly payments, a line of credit, or a combination—depending on the loan structure.